Which is one of the four forms of capital described?

• A. Financial
• B. Human
• C. Social
• D. Cultural

Answer: (A)

Capital comes in several forms: financial, human, social, and cultural. Financial capital is the money and financial assets a person or group can use to obtain goods, pay for services, invest, or grow wealth. In social work, recognizing financial capital helps explain what resources are readily available to meet needs or pursue goals, and where money-related barriers might limit options. The other forms describe different resources—human capital covers skills, health, and education; social capital covers networks and relationships; cultural capital covers education, background knowledge, and dispositions that influence access and mobility. The item points to a form of capital, and financial capital specifically refers to money and financial assets, making it the correct pick.